Funding
Startup & venture debt
Investors read traction. Lenders read cash flow. A startup raising debt has to satisfy both.
- Instruments
- Venture debt, WC
- CGSS ceiling
- ₹20 Cr per borrower
- Output
- Deck + DPR
WHAT YOU GET
Defined deliverables.
The exact scope depends on the service selected and the information available from your business.
- 01DPIIT Startup India recognition filing and follow-up
- 02Investor pitch deck — problem, model, unit economics, traction, use of funds
- 03CGSS-format project report addressed to the member institution’s credit committee
- 04Annual guarantee fee modelled as a distinct finance cost across the facility tenure
- 05Cap table, use-of-funds and runway workings
- 06Seed fund and grant application support where the entity qualifies
THE PROCESS
A clear path from requirement to delivery.
Each stage has a defined purpose so you know what happens next.
- 01
Stage assessment
Revenue, retention, burn and runway reviewed before we recommend debt at all.
- 02
Instrument selection
Venture debt, working capital or non-fund-based — chosen against what the money is actually for.
- 03
Proposal build
Startup metrics translated into banking language: revenue durability, contribution margin, contracted revenue.
- 04
Lender process
Filed with an NCGTC-registered member institution and defended through appraisal.
Clear scope. Clear communication.
Applicable professional fees and service charges should be confirmed according to the actual requirement before work begins. Government, lender or third-party decisions remain outside FIN.SWITCH's control.
RELATED SCHEMES
Government schemes that may connect with this service.
Availability and eligibility depend on the applicable scheme rules and the business profile.
QUESTIONS
Frequently asked about this service.
Review the common questions before starting a conversation with us.
No. Recognition is one condition among several. The member institution still has to certify eligibility and clear the proposal on ordinary prudent banking judgement — there is no relaxed appraisal under CGSS.
It does not. CGSS carries no interest subvention. It removes the collateral barrier; the annual guarantee fee is an added cost.
Ready to discuss startup & venture debt?
Tell us what your business needs and we can explain the next practical step.