Advisory
Business & credit advisory
Sometimes the right advice is that this is the wrong loan, at the wrong time, from the wrong lender.
- Format
- Retainer or one-off
- First call
- Free
- Output
- Written recommendation
WHAT YOU GET
Defined deliverables.
The exact scope depends on the service selected and the information available from your business.
- 01Funding strategy — how much, in what form, from which category of lender, and when
- 02Review of a rejected or stalled proposal with a specific diagnosis
- 03Debt restructuring and refinancing analysis
- 04Credit profile improvement plan ahead of a large application
- 05Business valuation and financial due diligence support
- 06Credit rating and credit risk analysis reports
THE PROCESS
A clear path from requirement to delivery.
Each stage has a defined purpose so you know what happens next.
- 01
Diagnostic
Financials, banking conduct and the existing proposal reviewed against how a credit committee would read them.
- 02
Options
Realistic routes laid out with cost, timeline and probability attached to each.
- 03
Recommendation
A written view you can act on, including the option of not borrowing.
Clear scope. Clear communication.
Applicable professional fees and service charges should be confirmed according to the actual requirement before work begins. Government, lender or third-party decisions remain outside FIN.SWITCH's control.
RELATED SCHEMES
Government schemes that may connect with this service.
Availability and eligibility depend on the applicable scheme rules and the business profile.
QUESTIONS
Frequently asked about this service.
Review the common questions before starting a conversation with us.
If that is the honest answer, yes. A file that gets sanctioned and then strains the business is not a good outcome for either of us.
Ready to discuss business & credit advisory?
Tell us what your business needs and we can explain the next practical step.