Funding
Project funding & term loans
A term loan is sanctioned on the strength of a file, not a conversation. We build the file.
- Ticket size
- ₹10 L – ₹25 Cr
- Turnaround
- 21–45 days
- Output
- DPR + projections
WHAT YOU GET
Defined deliverables.
The exact scope depends on the service selected and the information available from your business.
- 01Detailed Project Report with integrated financials — project cost, means of finance, P&L, cash flow, balance sheet, DSCR, break-even and sensitivity
- 02Machinery costing and quotation compilation
- 03Working capital margin assessment folded into the project cost
- 04Lender shortlisting based on your sector, ticket size and location
- 05Query resolution with the branch and the credit processing cell until sanction
- 06Disbursement documentation support and end-use certification guidance
THE PROCESS
A clear path from requirement to delivery.
Each stage has a defined purpose so you know what happens next.
- 01
Scoping call
We map the project, the promoter profile and the realistic funding structure before quoting anything.
- 02
Document collection
A single checklist — KYC, Udyam, financials, quotations, land or lease papers.
- 03
Financial model
Capacity, utilisation, pricing and costs are built up from your actual project, then the statements are reconciled end to end.
- 04
Report drafting
The DPR is written the way a credit officer reads it: activity, viability, security, repayment.
- 05
Lender submission
Filed with the right lender, followed up through appraisal, and defended at query stage.
Clear scope. Clear communication.
Applicable professional fees and service charges should be confirmed according to the actual requirement before work begins. Government, lender or third-party decisions remain outside FIN.SWITCH's control.
RELATED SCHEMES
Government schemes that may connect with this service.
Availability and eligibility depend on the applicable scheme rules and the business profile.
QUESTIONS
Frequently asked about this service.
Review the common questions before starting a conversation with us.
No one honestly can. Sanction rests with the lender. What we control is the quality of the proposal, the fit between your profile and the lender, and how quickly queries get closed.
Depends on ticket size and lender policy. Under CGTMSE, micro and small enterprises can get guarantee cover on credit facilities up to ₹10 crore without collateral, subject to the lender agreeing to route the facility through the scheme.
We revise the model. Changing one figure moves project cost, means of finance, depreciation, repayment and DSCR — those are updated together, never in isolation.
Ready to discuss project funding & term loans?
Tell us what your business needs and we can explain the next practical step.